The Association arranges an annual Property & Combined Liability Insurance policy on behalf of all affiliated units of the GAA, LGFA and Camogie Association within Ireland and Britain. Premiums are billed by GAA finance department to GAA County Boards, GAA Handball, LGFA and Camogie Association who allocate and collect the premium across their affiliated units.
If a unit has not paid the premium as billed, they will not be provided with an indemnity in the event of a claim arising under either policy cover. Cover is conditional on the unit being a current affiliated unit of the relevant Association and always operating in compliance with the relevant Associations Official Guide and GAA Code of Behaviour Underage.
The renewal date of all covers is 1 October annually. Our appointed insurance brokers are Marsh Ireland.
Property Buildings are insured on a reinstatement value basis where the max sum insured per location is €12m with inner limits of €250,000 per full size artificial pitch and €110,000 per grass pitch. Policy excesses are listed on the general cover note and within the policy document. Cover responds only to losses caused by an Insured Peril (Fire, Lightening, Theft etc. as detailed in policy document etc.) occurring.
There is no cover provided by the policy in respect of losses or damage caused by gradual deterioration, wear and tear, faulty or defective design or materials or faulty or defective workmanship. Therefore, it is very important that only competent contractors with valid insurance cover are appointed to carry our works at properties.
Construction / Facilities Development works – must be notified in advance to ensure when works are completed the facility can be included under the central Property & Liability insurance covers
Liability The business of the GAA as declared to insurers is that of a Sporting Organisation responsible for organisation and promotion of Gaelic Games and the core activities covered by the policy are the organisation and promotion of Gaelic Games.
Liability Insurance cover does not cover individuals but is in place to cover the legal liability of the affiliated unit. Therefore, when a solicitor’s letter is received by a unit, Liability Insurance is in place to respond to that correspondence on behalf of the unit and the claim is handled accordingly by Insurers subject to the T&C of the policy.
All clubs must have a current Health & Safety Statement with site specific risk assessments completed in place. Safe Club Templates are available on Tobar GAA Safe Club | Tobar
All Fundraising and all Health and Wellbeing activities must be notified in advance and an extension of cover requested. Where cover can be extended to the proposed event, GAA Insurance department and/or Marsh Ireland will provide units with best practice advises and planning templates to assist in the safe management of the event. Cover may not extend to all proposed events and therefore clubs are advised to seek advises as soon as possible.
Cover under the policy does not automatically extend to cover the engagement of Scheme Workers at a club property. An extension of cover can be requested subject to the club submitting relevant Health and Safety documentation for review.
Please note that if a formal claim arises and it is established that the affiliated unit was in breach of the terms of cover, Insurers will decline the claim, and the affiliated unit will be solely responsible for funding all claims costs and any awards from their own resources.
Insurance Contact Information
GAA Insurance
Sinead Leavy
sinead.leavy@gaa.ie
01 865 8660
Marsh Ireland
generalgaaqueries@marsh.com
01 604 8114 or 01 604 8220